While homeownership is a big part of the American dream and one of the proudest achievements of any newcomer, it takes time and work to achieve. Whether you are years away or are currently beginning to seriously consider buying a home, there are many opportunities to learn more about the details and steps involved.
Here are some educational opportunities to learn more about homeownership, especially for first-time home buyers. In addition, the Office of Economic Opportunity can help you connect the dots to the resources and opportunities you seek, so reach out!
Maine Homeworks
This 8-hour class for first-time homebuyers is also a HUD-approved housing counseling class. Online and in-person classes are offered regularly. Cost: $30/person, $50/couple. They do not provide interpreters, however you may bring one along. https://www.mainehomeworks.org
Maine State Housing Authority
Do you prefer to learn by doing your own research? This site offers a detailed, step-by-step guide to home buying.
https://www.mainehousing.org/programs-services/homebuyer/steps-to-homeownership#S1
Consumer Financial Protection Bureau:
Don’t miss this FREE online toolkit.
https://www.consumerfinance.gov/owning-a-home/
Adult Education:
Adult education centers often offer classes on homeownership. Check with your local adult education program to see what they have available.
Section 8 Homeownership Program:
Those who have a Housing Choice Voucher (Section 8) can explore the Section 8 Homeownership program. This allows the housing subsidy to be applied towards purchasing a home.
https://www.hud.gov/states/maine/homeownership
Of course, “a sense of home” is more than homeownership. Feeling at home is when you feel valued, comfortable, safe, and when you feel and know you belong. Welcoming Week, led by Welcoming America, is an annual, week-long celebration when organizations and communities across the country bring together immigrants, refugees, and long-time residents to build strong connections and affirm the importance of welcoming and inclusive places in achieving collective prosperity. This year’s Welcoming Week will take place from September 12-20.